The goal of this experiment is to showcase how buying bitcoin and holding can beat stock picking. Motley Fool is pretty well known in the investment space and they charge customers are good amount of fiat for access to their stock selections. 3 years ago I got a free offer via my credit card to try Motley Fool’s stock advisor product for one year. Using a simple dollar cost averaging strategy (DCA) of $100 a month ($50 to Stock Advisor and $50 to Bitcoin) I purchased their recommended stocks and bought bitcoin. The results are below.

🥱 YAWN ! 🥱

A boring quarter for Bitcoin and overall returns. Down from 182% the market has sold off. During this first quarter of 2025 the price as either gone down or chopped around the $82k to $88k. Really boring stuff. Jack Mallers the owner of Strike has been saying on his podcast for weeks now that this market will wear you out or scare you out. For those are addicted to the dopamine hits the bitcoin price brings are having a tough quarters. Regardless of the market nothing stops this DCA train.

🥱 🥱 Double Yawn! 🥱🥱

This Stock Advisor portfolio is performing terribly. The stock market during this first quarter has been rough. Due to the Trump Tariffs, worries about a recession, concerns about inflation and overall consumer confidence is killing investor confidence. The AI trade is starting to show signs of uncertainty. Gold is at all time highs and treasury yields are starting to come down meaning investors are looking for safety. The bright side is with the constant DCA the portfolio is scooping up cheap shares that will hopefully provide better long term returns.

While market sentiment has been absolutely terrible bitcoin continues to do its job which is to protect my purchasing power. Almost 4 years in the return of bitcoin has outpaced inflation which is fantastic! For the person who isn’t into investing and finance this is a cheap and easy way to save your money. Meanwhile Stock Advisor has been a disappointing. A return of only 13% is bad. When considering the compounding impact of inflation and the cost to purchase this product I am behind. Sure I haven’t lost money but I absolutely lost purchasing power. Just think of the opportunity cost here of splitting my investment. If I did 100% bitcoin and avoided purchasing stocks I would have over $10k saved just by doing a simple $100 DCA per month for 4 years. But because this experiment is showcasing the risk of diversification I am still well below $10k. Which each passing quarter Bitcoin is proving as a place to safely protect your purchasing power.

9/13/2021 — — — > 4,468.72 3/29/2025 — — — > 5,580.94 Return of 24.88%

9/13/2021 — — — — -> 34,869.63 3/29/2025 — — — — -> 41,583.90 Return of 19.25%

9/13/2021 — — — — > 13,105.58 3/29/2025 — — — — ->17,322.99 Return of 32.18%

Stock Advisor is losing to passive index investors which is the majority of Americans. The NASDAQ and S&P had a nasty drops while the DOW had a tiny dip. Just sticking your money in an index fund was a better idea then using Motely Fool’s product. This should come at no surprise becase active portfolio management is hard thus why Motely Fool has built a successful business by offering its clients stock picks but since this experiment started Bitcoin is clearly the king over the last 4 years. As more time passes it will become clear Bitcoin is the way to save. The sooner you start the better off you will be in the long run.