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Yes. The same could be said for literally everything, bitcoin, fiat, all of it. I am very certain of my understanding of the answer around bitcoin and fiat, and confused about the answer to XRP.
My opinion... is that it's 'trader retards' trying to 'get rich quick'. The same reason that people buy memecoins or 'tokens' on some random cryptocurrency. There really isn't a 'reason' or 'rationale'... it's all speculative.
To find the answer I take a quick look at Bitrefill. If it isn't used there at least as a quick payment method for something it tells me it's not money or capital.
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