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44 sats \ 3 replies \ @SimpleStacker OP 20 Mar \ parent \ on: PEAK FIAT: DoorDash partners w Klarna to let users finance their food delivery econ
🤷🏻‍♂️ who am I to tell anyone what to do with their money, or anticipated money
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120 sats \ 2 replies \ @Undisciplined 20 Mar
Do I think people should just cook their own meals (or marry someone who does that for them)?
Yes, but it's also silly to forego eating out solely because your paycheck doesn't deposit until tomorrow.
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46 sats \ 1 reply \ @SimpleStacker OP 21 Mar
I guess to the extent that people struggle with self control (hyperbolic discounting / dual self behavioral models), one could argue that making it easier for people to borrow against their future earnings benefits their short-run selves at the expense of their long-run selves.
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35 sats \ 0 replies \ @Undisciplined 21 Mar
For sure. That's why I implied a ceteris paribus in there. I'd wager that in most cases of not being able to afford takeout in the moment, it's a bad idea to spend on takeout.
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