I pay 95 bucks a year for my Marriott Bonvoy Amex (which has been discontinued, new users can get Chase Visa)

I have been a member since 2011. previously Starwood Amex then Marriott purchased Starwood

I get one free night per year which makes up for the annual fee

I have to admit I received better treatment than I expected from a residence inn after paying for my stay with points