A disturbing read. Fewer people being born because of the cost of housing.

“One report estimated that rises in the cost of UK housing between 1996 and 2014 may have led to 157,000 fewer children being born in that period alone.”

If only there was a way to fix this….

“Some kind of creative, below-the-radar solution that turns this zero-sum game into a positive-sum one is likely to have a better chance. In a tug of war, it’s often surprising how far you can go if you tug the rope sideways.”

The evil genius of it all is that once you become a home owner your incentives align with the status quo.