Precisely the result of abandoning money in favour of currency alone. Money is for saving, currency is for spending. Saving something that is for spending is inapt, hence the correction is to invest.

As noted investment is not easy and even professionals misstep. Perhaps money, in the olden days gold, was abandoned that the amateur spender could be more easily beggared due to their lack of investment skills, while anyone can exploit thrift with money. HODL! (Because its easy and it works, just like dollar cost averaging)