USD/BTC = 99,124
Block 884,724
Background
Weather conditions in America for us living in the north eastern corridor has been pretty brutal these last few weeks. After a really windy day on Monday, which caused a tree to fall on a home in my neighborhood I noticed some roof shingle debris around my home. In which I took I deep breath and said it’s time to call the roof repair guys.
The Estimate
A roofing company did courtesy street inspection of my roof back in March of 2024 and noticed some issues with my roof. Thinking they were just trying to generate business I ignored it but kept the flyer because they had a pretty nice promo. $1k off and 12 months no interest and payments (gotta love fiat). I decided to give them a call and they setup an appointment within the next day or so.
Yesterday, a young man comes to the house and is really friendly maybe a bit too friendly by trying to talk politics (brought up the Epstein list, JFK files etc.) and be chummy when in the back of my mind I’m thinking let’s get to the business cut the small talk. Since he was young I didn’t shut down his side convos but if I were to give him some feedback he’s got to be more serious. Moving on. The man goes outside confirms the missing shingles then goes into the attic and confirms my roof is leaking.
He drew this picture of my roof which I found very impressive
Then he proceeds to tell me about the company track record. Next, we go over materials, labor, warranty, and finally we discuss pricing.
Then he provided the tiered pricing with all the options.
The sheet above was used as a baseline based upon what the current local market is paying for a roof replacement. Using that sheet he provides the following pricing:
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The shingles and tarpaper quote was about $5 per square foot which came with the cheapest shingles on the market and a one year workmanship warranty. This would of cost me about $9.1k
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The Mid-grade came in at $7.25 per square foot which provided a little better materials and a 25 year warranty. This came in at about $16.5k
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The top end came in at about $11.50 per square foot. This option came with the architectural shingles and a 50 year warranty. This one came in at about $23.5k
Then he gave me this scope of work:
This scope is for the top end roof.
But what is cut off in the photo is a price of about $16.5k which includes the top end install but due to an overstock of shingles I would get that price at time of sale. If I decided not to close the deal then the price would be the $21k listed which was good for one year.Overall I was very impressed with the presentation of the estimate. He had an IPad and this huge binder full of information such as, the material cut sheets, reviews from Google, a handout of contacts of previous customers, average cost of a new roof from Forbes, Angi, and some other home improvement site. Plus he was ready to price match any other offer I got from other contractors. It’s like he completely eliminated my need to do my own research.
Decision and Payment
After reviewing of my options and considering my current financial position I decided to go with:
The top of the line 50 year warranty,architectural shingles, with leak proof tape and other bells and whistles that defend against wind, ice, and water for my new roof.
One might call me dumb or expect me to pay the lowest price and stack SATS with the rest but I’m tired of always going with the cheapest option. That famous saying of you get what you pay for, well I am paying for peace of mind for the next 50 years or so.
This house was slapped together during the boom in 2007 and now in 2025 I am constantly putting fiat in this house as things keep breaking down. But now with the roof being repaired with materials and workmanship that goes beyond the hack job the builder did in 2007 it will go a long way for peace of mind. If not for me well for the next family who moves in once we sell or move out.
One might be wondering well did you sell 16M sats to pay for the roof??? And to that I say
HELLL NAWWWW
I used credit! I put $5k down via a credit card which I will pay off soon before any 25% interest fees hit my statement and financed the rest with no interest no payments for 12 months after that it kicks in at 9.99% APR
And this is why fiat will be very hard to kill. I wish I could have gotten a BTC backed loan that offered no payments and no interest for 12 months. The current BTC loan products on the market don’t even come close to that kind of fiat deal. The pain of liquidating sats to pay for a roof just doesn’t appeal to me at this moment especially when I have access to easy credit and I’m not done growing my BTC stack!
So stackers what do you think? Did I over pay? Is the price just right? Should I have sold my sats and swore off cheap credit for good? Let me know in the comments! I’ll zap the best ones!