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I get that, and I delayed getting a hardware a while for the same reason... but the time's going to come when you have more BTC than you're comfortable exposing to the internet.
The sooner you bite that bullet and learn how to store your property safely, the better, IMO. I know they're expensive (and they've gone up this year too), but it's an investment to protect the rest of your investments.
100% this. And you don't even need to go with the most expensive one.
Sleeping much better without worrying about your exchange account getting hacked is just worth every penny.
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