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The Coinbase centralization issue is a massive risk. I fully expect insurance businesses to arise (we are already seeing them but its early) as a counter to the risk. The thing is... Coinbase is so large that a Mt Gox type attack would be massive.

That said, I expect Coinbase is actually doing a decent job with security of their wallets (just my gut). To me the risk is that a few companies have so much bitcoin in custody.

In general the public doesn't realize how vulnerable companies are to attacks and how often they happen. I think its one of those lessons we are doomed to learn the hard way.

Coinbase definitely has a massive target on their backs. How Saylor trusts them with custody of that much btc is insane.

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I am not going to pretend to disagree with you but it is possible he knows something we do not about Coinbase. Basically that they would do a better job securing it than his company. That's my guess at least.

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I agree, he definitely knows something that we don't, but that's still a lot of trust.

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59 sats \ 1 reply \ @kepford 19 Feb

Totally, but when its a company handling bitcoin you will have to trust someone. At a corporate level and even more so at a public company there are factors I suspect we aren't considering. But yeah, its a lot of trust. But if they did their own custody it would be just as much trust placed in a different set of people.

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I suppose you're right. There's no real way around it. I'm assuming there's been a lot of face to face meetings between Saylor and coinbase. It's just shocking that as a "bitcoin company" they haven't innovated their own storage protocols.

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56 sats \ 0 replies \ @ken 19 Feb

Coinbase uses 2 Trezors and puts them in separate buildings.

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Xapo cold storage

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