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I think what the quote meant was that custodial services can batch transactions to be cheaper (and maybe other economies of scale fun) which is part of the convenience since you care less about current fee rates if at all

Do you see any current congestion in the mempool?

The choice of some batching custodian is hardly "forcing."

ETFs, lightning and Saylor have all taken transactions off the chain, and while it remains the gold standard for bitcoin TX, it's technologies job to give us choices, and our privilege to take them.

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