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The problem is that normies will get sucked into the CBDC realm with heavy marketing of "free money" or convenience.
Once they are in, and have gotten used to the convenience, its really hard to go back (ex: try giving up google).
But I agree that they are slow & anything made through a government is just poor quality.
Also, shitcoins like XRP might just team up with some govs. That would be a seriously FU world.
The only thing I disagree with is "XRP might just team up with some govs" — it's a bit more than a 'might' I'm afraid https://thecryptobasic.com/2022/08/24/world-economic-forum-wef-names-ripple-as-official-partner/
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