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I almost always use a passphrase for my own personal wallets that hold any meaningful balance.
If a wallet is important enough to stamp into steel, then I will use a passphrase or multiple passphrases with that seed phrase and I will stamp them into steel as well.
If it’s not that important, or won’t ever hold that much of a balance, then I won’t bother with a passphrase.
I am also looking into other methods with parent/child seeds that are all controlled by the parent seed. I think that would prove to be a really valuable method for mitigating risk of a seed becoming compromised.
So if you stamp the passphrase into steel - along with the seed phrase - does it still provide additional security? It would seem like it doesn't...unless you're separating them out, onto 2 different steels, in 2 different locations.
But then that would make it more like a 2 of 2 multisig, and if you lost one your bitcoin is gone. Unless you've memorized your passphrase.
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I don’t keep them in the same spot and you can have basically limitless passphrases with the same seed phrase.
Multisig is much more secure in some ways and also much more risky in others.
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