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I think sometimes the problem with very smart / specialized professionals is that they assume the economists and finance people "overseeing" the current system are just as sophisticated.
Very true! I have another perfect example for this.
GMO agriculture. No matter on which of the both sides you're on. Both pro-GMO and anti-GMO people just fail to realize that the biggest impact besides biology is economic. When farmers get in more dependence of big corporations or some farmers get an advantage over other farmers. This has nothing to do with biology. Just like software developers don't get that Bitcoin is not just software.