Ok sorry about. I misunderstood. I have had people try to respond to my comments before by inciting Darth as if that is going to threaten me into changing my opinion.

I sold all the stocks I owned for bitcoin but I can’t sell my retirement account or I pay a massive tax penalty. I have had it for almost 2 decades so I don’t bother making changes to it. I just add when I have some money. Bank stocks have been in there since I first opened it.