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idk about anyone else and it may be a time thing, but eventually i just became zen with it. happy what i was able to stack under 100k over the last 7 years.
what ifs and coulda beens arent worth dwelling over like you mentioned.
i always said what good is fuck you money if you never use it! i recently decided to part with some sats for a new car. my only wish is that i coulda handed the dealership an opendime, or scanned a QR code of an onchain address and sent it, rather than having to sell the sats for cuckbucks
prediction: next car i need to buy will be purchasable with sats