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Very wise.
Every Lightning wallet up to this point has taken the lightning knob and turned it to 11. Full lightning all the time, completely off-chain. The idealized experience is all lightning all the time, but I think that doesn't become necessary until we truly do see limited on-chain blockspace.
An unpleasant truth seems to be that not that many people want to use btc right now, for a definition of "use" that includes "regularly move UTXOs between people". The lack of this felt demand is why the whole inscriptions thing was even possible; and even that has largely petered out.
A whole host of developments will unfold once there is honest-to-god felt demand for them to exist, and not until then. It's impressive to me that lightning is as far as it is, given that constraint.