No fiat at ALL. I'm not crazy about Bitcoin podcasts, but this is so interesting to me.

Coin Stories podcast https://fountain.fm/episode/RQGPfTRtmWlXnWi43bWr

This seems to be a real way to get fiat from your Bitcoin holdings, without using Coinbase shitcoins, and without paying taxes. This is the shit rich people do, that you want to do.

From their website: https://meanwhile.bm

Protection Your loved ones get a fixed payout no matter when you die.

Tax Advantaged Savings The long-term payout is higher than what you invest into the policy, and those returns grow tax free (tax-free compounding savings rate).

Liquidity You can borrow BTC against your policy. So, if BTC 10x'ed, for example, you could borrow a BTC from us at the 10x higher cost basis. You have the option of paying back the loan or netting the outstanding loan balance against the death benefit.

Hedge Estate Tax You can buy a policy worth 40% of your BTC holdings and keep it in your estate, so if BTC goes to the moon your death benefit scales with the BTC in your estate to help cover the estate tax.