Yes, one needs Alby Account to get the Lightning Address, but you can rawdog it and link Alby Go or Extension or other apps directly to the Hub, bypassing any getalby servers ;)

Alby

Yes. That is the one that requires the sub to create an Alby account, I think? Would there be a few for that? 

siggy47

what cowboy credits are and are not

k00b

@siggy47 there is actually one type of subaccount, it uses "isolated" NWC Connection. Once you plug it to Alby Account as the backend / funding source, then you are gettinng a Lightning Address to that subaccount