Given her age I would perhaps move the proportions a little (70:30 or so—more for living expenses, and less for BTC). You're supposed to live nice and comfortably at that age!
And also, keep some of the USD bank deposit (maybe a quarter?) in physical cash. I wanna recall that you guys are in Venezuela so perhaps the banks (or banking infrastructure, in case you keep USD accounts in America) might not be entirely reliable
Pretty decent.
Given her age I would perhaps move the proportions a little (70:30 or so—more for living expenses, and less for BTC). You're supposed to live nice and comfortably at that age!
And also, keep some of the USD bank deposit (maybe a quarter?) in physical cash. I wanna recall that you guys are in Venezuela so perhaps the banks (or banking infrastructure, in case you keep USD accounts in America) might not be entirely reliable