I agree, except for the Nobel Prize. 🤣

The simplest way to calm the complaints is to make cowboy credit circulate like sats. For instance, allow withdrawing cowboy credit and paying in sats.

However, doing so would make cowboy credit equivalent to custodial bitcoin, which means SN would essentially become another form of custodial wallet. This would contradict the goal of moving towards noncustodial solutions.

So we need to accept cowboy credit.