Strike works for me. No weird account locking except near the beginning when I first started using strike. Locked my account randomly for a day and then after complaining to customer service they unlocked my account after 48 hours and never locked it again. The plaid integration honestly is another security risk but fiat world is just full of clown stuff. Just remember to ground your expectations, you are using strike’s services so you are asking them permission. The app will work until it doesn’t then you’re at strike’s mercy. Don’t treat your strike balance as your money because when it comes time to withdraw from your locked account, you’ll be disappointed. Not your keys not your coins.