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mere 2.27%,

A huge difference from India. I've never listened about less than 6% here.

The interest rate on Indian Bank Tax Saving FDs is 6.10-6.25% p.a. for the general public and 6.60-6.75% p.a. for senior citizen depositors for tenures of 5 to 10 years.
https://www.paisabazaar.com/indian-bank/fixed-deposits.

I think people now should completely embrace Bitcoin in Europe.

Here is 0 adoption

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Are you sure? I've listened that Europe and US are leading in Bitcoin adoption. It's South East Asia that's seeing no to 0 adoption.

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