The US Federal Reserve is the heart of the fiat money printer. The closer you get there, the more benefit you get out of it.

• US citizens benefit more than other countries' citizens.
• People with close access to the US financial system benefit more than people who have little or no access to it.
• People who can easily get USD benefit more than people who have a hard time finding and/or holding them.

This applies both to borrowing and investing.