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this was me lol the issue was that my mother-in-law collects my wife's rent and has to send it and didn't want to use btc or any crypto, hence we were getting rammed by fees (which went from 80 up to 160!) after which, she gave in and got her 16 year old nephew to do a p2p usdt transaction.
people with legacy thinking is the issue, most businesses themselves don't even know about bitcoin, other than what they read in the papers, it wouldn't even occur to them to offer any payment other than fiat.