Bitcoin cannot be used as a P2P payments protocol without both buyer and seller breaching CG tax laws unless they perform record keeping and reporting that very few people could be reasonably expected to comply with- thus tax authorities arbitrary classification of Bitcoin as a speculative commodity has crushed any potential for its use as a MoE. In addition businesses who accept Bitcoin will in most cases be refused banking. If you cannot see this for what it is- a concerted almost global strategy by bankers and governments to prevent Bitcoin MoE adoption, then you are ignoring reality.