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Because obviously you don't know (or aren't aware...)
In many countries an employer-based 401k plan is assigned to you. It's not a choice.
The day it's possible to say 'skip it' and buy only Bitcoin is the day people do so. But it's not currently possible.
Like everyone else given the choice I own actual sats. However that is not always an option (but everyone knows this)
I need to get out of Fidelity's personal planning and advice and reallocate haha and yes I am not quite forced but was subtly transitioned into and highly incentivized into my workplace 401k as well
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