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Perhaps the inequality Digital money > Cash is perceived by the nocoiner as not true.
The way they might see it is Digital money = Cash or even Cash > Digital money. The subjective view of the recipient would be the ruling view of the value of the gift.

"Digital money" doesn't have to mean bitcoin or crypto. I was mostly thinking of something like Venmo or Paypal accounts.

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You are probably better off with FRNs. No interest on them.

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I'd prefer cash over those.

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