The Wall Street guys make money by churning your portfolio! How did you think they made money, by buying low and holding or selling high and buying low? The brokers and people advising other people on how to invest make commissions on how much they buy and sell, not on how much money you make. It is a mook’s game if you are in it. You always have to look around the table for the chump. If you can’t readily figure out who the chump is, it is you.