I think the confusing part is that we didn't mention that proxying is only for receiving via the lightning address, not receiving in general

Oh it's an advanced thing. Proxying is for privacy. 

If you don't need the privacy, check the `direct receive` box in your settings and you'll be good to go.

k00b

SN resolves to go noncustodial on Jan. 3rd - FAQ & AMA

>If you've attached an external receiving wallet, those sats will be non-custodially proxied to your receiving wallet by default. Should you choose, you can disable proxying in your settings and receive sats directly, exposing your receiving node's pubkey.
If you haven't attached an external receiving wallet, or disabled both proxying and direct receives, you'll receive Cowboy Credits.

This is the part that left me confused... 
I don't know if you're talking about some more advanced option for something else, or if it's something I need to do in my attached wallet. 
Thanks for your help! 👍