After Jan 3, it will work exactly how you describe wanting it to work. There might be some tuning required on our end to determine when a node is really down, but our intent is what you describe.

k00b

If your wallet is down, you will receive CCs and send CCs or be shown a QR code if you don't have enough. Does that answer your question?

SN resolves to go noncustodial on Jan. 3rd - FAQ & AMA

If I have an attached wallet, but the lightning node goes offline, what happens when someone tries to zap me or I try to zap someone?

I'd like to be able to configure cowboy credits as a fallback option when wallet is down:

```
if wallet status is ok:
    zap using wallet
else:
    if CC balance is sufficient:
        zap using CC
    else:
        show payment QR code
```

I believe the current behavior is more akin to:

```
if CC balance is sufficient:
    zap using CC
else:
    if wallet status is ok:
        zap using wallet
    else:
        show payment QR code
````

Of course, by "zap using CC" in the current behavior I'm referring to zap using my SN custodial wallet
