If your wallet is down, you will receive CCs and send CCs or be shown a QR code if you don't have enough. Does that answer your question?

After Jan 3, it will work exactly how you describe wanting it to work. There might be some tuning required on our end to determine when a node is really down, but our intent is what you describe.

k00b

SN resolves to go noncustodial on Jan. 3rd - FAQ & AMA

If I have an attached wallet, but the lightning node goes offline, what happens when someone tries to zap me or I try to zap someone?

I'd like to be able to configure cowboy credits as a fallback option when wallet is down:

```
if wallet status is ok:
    zap using wallet
else:
    if CC balance is sufficient:
        zap using CC
    else:
        show payment QR code
```

I believe the current behavior is more akin to:

```
if CC balance is sufficient:
    zap using CC
else:
    if wallet status is ok:
        zap using wallet
    else:
        show payment QR code
````

Of course, by "zap using CC" in the current behavior I'm referring to zap using my SN custodial wallet
