Part of the problem is that people think that their physical hardware wallet contains their bitcoin. People talk about moving their bitcoin off of exchanges. Which wallet should I store my bitcoin, etc. Bitcoin is always on the blockchain and never moves off it, Bitcoin is never in a "wallet". More precisely, UTXOs are on the blockchain. Your keys are encrypted and stored securely in a hardware wallet. The keys are what needs to be moved off exchanges and protected. Not so much the hardware wallet itself. People mistakenly think that if they protect their physical hardware wallet, then they have it all covered because they think their bitcoin are in the wallet itself. I encourage we communicate these terms accurately to help newbies build a better mental model of how Bitcoin works. Knowledge is the key.