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For better or worse, to me, this seems to be a side-effect of the free market doing its thing, no? Doctors/hospitals have the freedom to push people towards expensive treatments, for their own benefit as well as those of big pharma and medical equipment manufacturers, where the cost is pushed onto people's private insurances. Those insurances then will try their best at not paying back the expensive treatments. Victims: the patients.
Absolutely. The problem however, is when big pharma/business uses its money to corrupt the state, and turn it against individuals, to prevent them from choosing alternative, more effective, and cheaper treatments, as we've witnessed during COVID times. This is not free market anymore.
My question is then: how to get quality healthcare without any form of regulation?
I'm not going to pretend that I am knowledgeable enough to answer this very complex question. But I'll just say that it makes me very hopeful that we as individual have very inexpensive tools in our own hands to live a healthy life and even recover from serious illness. Dr Goobie shares this simple message in his videos, and as a doctor, he's witnessed it thousands of times, and can therefore authoritatively confirm it.