Well. Almost as people were freaking out about opening lightning channels less than 1m sats, it's not ncessarily a problem if you keep that payment channel open. It serves as infrastructure, you are opening your own bank account with your own bank.

If you really don't have enough sats in your bank to open a few channels (with one utxo) then you could always use some kind of federated liquidity pool.

Did that make any sense. No?