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Excellent rundown, thank you very much.
And they don't have the interest or time to 'sign up' for an exchange - If Bitcoin is so great why does 'an exchange' have to be involved anyway? KYC, paperwork, waiting periods WTF what a great way to turn newbies off to Bitcoin.
I usually use this moment to educate peeps about the madness of the incumbent banking/money system. Since knowing how money works (or some skepticism) usually is a prerequisite to become a Bitcoiner, in a sly roundabout way I am onboarding peeps this way