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I've never used Coinos in the US (so i'm not familiar with it). But stacker news had to go 'non-custodial' with the sats otherwise pay lawyers big bucks to get a money-transmitter license. What do you think?
Dont know why coinos.io wallet would not function adequately for someone living in USA.
SNs is in contrast incorporated in USA so it follows that it is subject to US chokepoint2 regulations.
Hopefully such blatant Bitcoin MoE obstruction will cease with the new US administration?
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