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i'm going to write about this soon. i believe there is a major solution being developed, that's relatively simple, using lightning, liquid and on-chain.
it will make custody much easier while automating things... allowing any organization to run btcpay server even without a lightning node.
https://blog.boltz.exchange/p/launching-the-boltz-btcpay-plugin
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Some of the issues are unsolvable because of the current on-chain dynamics. but gl to us, I hope so too.