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For a link to the Bitcoin Policy Institute whitepaper, see another post, found here on SN:

Why the U.S. Should Reject Central Bank Digital Currencies
#74616
https://www.btcpolicy.org/articles/why-the-u-s-should-reject-central-bank-digital-currencies
https://uploads-ssl.webflow.com/627aa615676bdd1d47ec97d4/63323238ea73aa551a769b5b_BPI%20CBDC%20Paper%20.pdf

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