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Good write up. I don’t mind hodling. For me, spending or sending people money (bitcoin) is still hodling. The only rule I have is to never trade my bitcoin for fiat.

100% feel exactly the same way
Short of an emergency (medical bill) or extremely pressing issue, Bitcoin -> Fiat is a scam. If I can pay for the same service in Btc I will instead.
My 2 sats

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