Hi, many times I have read on SN or on other platforms like X (former tweeter) or in some Telegram or Discord Groups this type of disputes between users with different opinions. In many cases it is very simple, the fight goes in one direction or another, there are those who point out the importance of spending SATS, making a circular economy about it, or acquiring products or services by paying directly in SATS, among others. And on the other hand we have those who hold a vision that you should never spend or sell, that you have to be a toxic and maximalist holder.

Being honest I find some truth in both senses, of course for us to have greater use and global adoption of bitcoin, the circular economy is required, platforms like SN, protocols like Nostr which bring value to those who add value with their content or experiences, and of course it is also necessary that more merchants join every day, both small, medium and large. And in the other direction I find reason in that you have to accumulate and not spend at least in the short term, also as I understand the real game, that is, the maximum level is when you can live without selling your SATS used as collateral and live off the loan obtained for that collateral, pay the loan, recover the asset and repeat 🔁 the process again. But obviously that is a very advanced level, and it tends to vary directly from your income capacity and how long it would take you to complete a bag 💰 with a reasonable size to be able to carry out that strategy. For now my reasoning leads me to the following conclusion. And here, being honest, I try to emulate a system that I saw from a youtuber (Youtube Channel #BitcoinyCriptos) that consists of four bags with different temporal objectives between the short term, medium term and long term.

Short term talks about speculating monthly by buying and selling Bitcoin. My short-term idea has been to start measuring my personal expenses and personal goals in SATS for close objectives, for example if I need a backpack 🎒 I set the goal in SATS and start saving. And the same applies to household expenses, another example is cooking gas, it is bought every two months and paid in Fiat, we know that each month everything tends to be a little more expensive. So I have also set the amount of SATS that I need to make that payment. I also stack some to make the payment for the VPN, I set its price in SATS and I manage month by month. The plan is to convert my Fiat to SATS to complete the budget for the month, it is something that I work on week by week, and month by month to optimize.

Medium Term The original creator of the idea speaks in this phase of two projections, one of 1 year and another with the eve of the duration of a Bitcoin cycle, which we know develops approximately every 4 years. In this case, as my condition is not to speculate but to save my family, my version of this medium-term stock market is for other objectives. And they are more or less aligned with these temporal expectations, an objective within two or three years and one with a strong conviction that I will have it ready in approximately 5 or 6 years.

Long Term This is the most important section of all, the original idea suggests a stack for the next 10 years. However, here I differ from the idea, I think I can only have two long-term goals, the first is obviously my retirement, that is, my "pension", I do not intend to have to work to pay the bills until I am 70 or 80 years old. Obviously we only have one tool that can help us avoid that disastrous existential end, that of working out of necessity until death as if we were a slave in ancient Egypt while the Great Pyramids were being built. And of course it is not an option for me to aspire to obtain some pension from the State.

And the second important long-term goal is to be able to leave some generational wealth, that is, something to my daughters, although my initial plan is to teach them how to stack, manage and protect their own energy. Once that is done, before I leave this world I will reveal to them that there is something for them, I don't want them to grow up thinking that something in the future is solved without them having to do anything in the process.

I would like to know what you think about this topic, To Spend or Not to Spend? Which way do you lean? Or like me do you think there can be balance on both sides? Let me know your opinion.

Thanks for reading, keep stacking 💪🤠⚡🍊 there is only one way, it's time to burn our ships. 🔥⛵