That could be nothing if you compare it with all the hassle of managing (opening/closing) several channels that sometimes can get force closed, high fees charged by some routing nodes.
You should run first a routing node for at least a year and keep track of all your expenses with managing it and run also in parallel a node with phoenixd to compare the costs.
Maybe 1% looks scary at first glance, but if you do not know how to manage properly LN channels with another LN implementation, you can end up paying more. It's all about your skills and knowledge.
You are right, the 1% fee is a small price to pay compared to the hassle. Running a routing node and a phoenixd node in parallel is a great idea, also to get some exp. Thanks for sharing your insight.
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I was thinking to test between, Alby Hub (LND), Phoenixd and Lightning.Pub + Shockwallet, just started testing Pub and looks very promissing but most of the node running is abstracted.
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LN.pub + Shock wallet are great. But unfortunately for a total noob will not be so easy to start. I think it require some level of knowledge about how a LN node works.
For a simple LN user, using Shock wallet as a client from an "uncle Jim" node, is great and easy and you can even manage multiple accounts in the same UI. Same as using Alby Go but without multi-accounts.
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