A case of a friend confirmed how banks can play with your money.
He travelled abroad with only 2 cards (credit and debit) and after two payments both were blocked so he was trapped with cash for only one day and no options to access his money. Bank (BBVA Mex) couldn’t unlock cards before 48 hours and the only solution was to p2p some btc.
It remember the sentence “not your keys not your coins”, this is only one case but for sure it will be more common from now on.