We won't always have self-custodial solutions, simply because it's not feasible in all cases, just like you say you can put 1k in something that might give you benefits. A good wallet should pursue self-custody for the sake of its users; but for example I don't think SN needs something like that, it's enough that it provides more ways to withdraw funds.
SN can't hold the bitcoin.
So users need to choose between another custodian or sovereign lightning node.
If we're moving completely away from all custodial relationships (regardless of the amount of sats we're trusting them with.) E-cash doesn't make any sense.
If I shouldn't trust an app with 5 sats, why would I use e-cash at all. My node works just fine.
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