this is not a question of price - it's a question of safety (perceived safety) when you have a valuable asset right there in your home
if one btc is worth a lot more, it changes the incentives of criminals.
a similar argument or question could be posed to someone holding diamonds or gold at home, except in their case, there is no easy way of tracking them via social activities etc
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It doesn't matter for bitcoin. Just play the role of a humble guy and nothing bad could happen. But nowadays people don't know to make the difference between online life (nym) and real life and most of the time the mix up both. And that's why they get fucked.
Also as I said many times: use the 3 levels of stashing: vault, cache, spending. Many noobs are using just one wallet... totally wrong.
https://darth-coin.github.io/beginner/be-your-own-bank-en.html
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