With so many scams and deceptive schemes within the “system”, it is difficult to avoid them, however many people get suckered into them quite easily at the very beginning, with the first point of contact.
You are under no obligation to answer any offers put to you; obligation can only be ascertained once you have entered into contract.
Open your front door: You are not obligated to open your front door to anyone who does not have an appointment, agreed by you.
Answering the phone: You are not obligated to answer your phone, unless a call is expected, and you do not have to give any information over the phone.
Texts received: “Texts” are notlegal or lawful documents, and can be ignored, unless you have given permission and acceptance for texts to be used. If they are unsolicited, they can
be blocked.
E-mails: “E-mails” are considered secondary evidence in “court”; without contract or agreement you are under no obligation to accept them, reply to them or even read them. It is often prudent to not deal with any e-mails, for data protection reasons, and delete and
then block any further unsolicited e-mails.
Many of these “first points of contact” will make a suggestion to a “customers account”; however you should question the following:
When was the account offered?
Do they have written evidence, signed by you, requesting an account?
When was it accepted?
In what name is the account set up?
Who set up the account?
If you should open the door, the person who knocked will try and command the situation by ignoring to verify any obligation or contract, but instead deceptively focus on you, and your actions.
This trick will centre on questions such as: “why did you not reply to our correspondence”.
They are trying to get you to “justify your actions”.
Never do this; the burden of proof is on them; what right do they have to make you explain anything, especially when there is no agreement or contract? They have none.
Point of Contact