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First of all, it is open to all races who want their ridiculous, predatory loan. Targeting first time homeowners is disgraceful. They intend to saddle first time homeowners with a no equity loan while heading into a housing recession. Foreclosures will skyrocket. 2008 redux.
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Exactly, there are a lot of similarities between the current boom and the last boom. It's remarkable that nothing was learned from the last crash. And this one will likely be worse. We are very fortunate to have Bitcoin this time around.
For those out there who want to know more, here's an in-depth book on the 2008 crash and it's causes: Meltdown, by Tom Woods
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Bank of America, zero money down I'm going to buy every property in town In the payments, I hope I don't drown I'm smiling now, but soon I will frown!
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Bank of America said it is now offering first-time homebuyers in a select group of cities zero down payment, zero closing cost mortgages to help grow homeownership among Black and Hispanic/Latino communities.
The option will first become available in certain neighborhoods in Charlotte, Dallas, Detroit, Los Angeles and Miami.
Applicants do not have to be Black or Hispanic to qualify for the product, a bank representative said.
The loans require no mortgage insurance — the additional fee typically charged to buyers who put down less than 20% of the purchase price — and no minimum credit score.
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