by dividing up every payment into 50 chunks (or fewer if it's a very small payment) and storing each chunk at a different mint

this is not implemented yet and if I do implement it, I will probably make it an opt-in option in a settings menu

I personally think there's value in only using a mint run by someone you trust your money with

but there's also something to be said for the idea of only keeping a few dollars in a bunch of mints you don't trust, and it's okay because untrustworthy mints can only steal very small amounts