56 sats \ 0 replies \ @Undisciplined 6 Aug \ on: Is systemic bankrun possible today econ
Good question. In the American banking system, most deposits are insured through the FDIC. That makes them somewhat separate from the bank itself and insulates the bank from a run. Bank runs are usually about fears over individual bank sovereignty and that dynamic is mostly gone.
A general bank run may look more like people spending down their deposits. However, that would only cause something like a bank run if those vendors were not depositing their receipts in a bank.