Lets play out a scenario so I can choose the right LN wallet.

I only want to consider self-custody options.

Lets say I'd like to load a LN wallet up with 4m sats to prepare for an upcoming month long visit to El Salvador.

Here are the options I'm aware of (suggest a different one if I've missed anything!)

    Option 1: Send an on-chain deposit of 4m sats to Phoenix wallet to "swap-in" and create LN liquidity (150-200 sats to send this). Phoenix charges 1% (40,000 sats) to do this action with a rough cost of $10 at today's bitcoin price. All transactions after that will be very cheap.
    Option 2: Send 4m sats to Muun wallet (150-200sats). Inbound LN transactions have no cost (I have screenshots), and future outbound LN transactions cost about .01% or less of the transaction (again, lots of screenshots).
    Option 3: Run a full node, and connect to it with the Zeus wallet. This allows you to open your own channels, and use tools like https://lightningnetwork.plus/ to get in/outbound liquidity. This has the lowest ongoing fees overall, but requires the person to be more technical, and is out of reach for most of the folks I talk to.

It feels like option 2 is the most attractive from an overall cost perspective. What am I missing? Is there a lower cost option for a self-custody LN wallet?