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There exists a price point where most renters become homeless. You're just blaming those hanging on to the lowest rungs of the ladder.
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Renters downsize or move to a cheaper location or get a roommate
Renters can negotiate with their landlord to lower rent
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Sometimes that downsizing is to an RV or car or the street.
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“None are as impactful as housing costs”
This statement is empirically false and politically deceptive