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Maybe they get BTC (or crypto) cashbacks.
Maybe for tax reasons too: if you spend fiat from an overcollateralized Bitcoin credit line, it’s not a taxable event (as far as I understand).
This way, you can “live off bitcoin” without incurring a capital gains event.
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I don't see the need to use a BTC credit or debit card, what is the difference then from using fiat money? I prefer to make payments in Lightning or even with the main Bitcoin chain, even if there are not so many options.